Our consulting practice is unique in the Tri-State area and is structured as a fee-for-service or pay-for-performance engagement. It is intentionally designed to remove bias and align our interests with yours.
Phase One: Insurance Program Diagnostic
The first phase focuses on education and analysis. We provide an objective, diagnostic review of your existing insurance program so you can clearly understand:
What you’ve purchased
How it impacts your business
Whether it aligns with your expectations
Whether the carrier is truly appropriate for your risk
Clients consistently tell us this phase alone changes how they think about insurance.
Phase Two: Customized Risk Management Plan
The second phase implements a risk management strategy tailored to your:
Business operations
Employees
Organizational culture
This plan is designed not only to reduce and control losses, but to stabilize insurance costs long-term. As a result, 64% of our clients have seen their insurance premiums remain flat or decrease over the past several years, despite challenging market conditions.
Another key component of our consulting service is managing the insurance “shopping” process. When handled incorrectly, this often becomes chaotic:
Multiple brokers collide in the marketplace
Carrier appetite is exhausted prematurely
Coverage comparisons become inconsistent
Promises made during presentations go unfulfilled
We prevent that. Vetare Insurance controls the process, protects your market position, ensures clean competition among carriers, and holds all parties accountable — so your business is never disadvantaged by confusion or overexposure.